You can use our free lump sum disability benefits calculator to estimate the present value of your disability claim and get a feel for whether you are getting a good deal.
This calculator does the heavy lifting for you and even considers a cost of living adjustment (COLA) if your policy has one, past monthly benefits and interest owed to you. If you don’t need those functions, you can just let them default to zero.
Once you enter the necessary information, the calculator will provide you with the present value of your policy—taking fees and costs into consideration. If you click the "Calculate" button, it will also provide you with a detailed report showing the present value of your future payments.
This calculator will give you an estimate of the amount of disability benefits owing. It is not legal advice and is for informational purposes only.